Why do you need a proper retirement strategy? 🤔 “Where you put the same dollars changes what you take home later.” For example, if you invest $750/month in either a 401(k) or a Roth IRA for 30 years at 10%, you’ll grow to about $1.513M. Now, where it actually makes a difference is: If you withdraw your money after 30 years at 4%/yr, you will get $60,534/yr for the next 30 years from the Roth IRA. But with 401(k), you have to pay 24% taxes on this amount, which is $60,534/yr x 24% = $46,006/yr.
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Why do you need a proper retirement strategy? 🤔 “Where you put the same dollars changes what you take home later.” For example, if you invest $750/month in either a 401(k) or a Roth IRA for 30 years at 10%, you’ll grow to about $1.513M. Now, where it actually makes a difference is: If you withdraw your money after 30 years at 4%/yr, you will get $60,534/yr for the next 30 years from the Roth IRA. But with 401(k), you have to pay 24% taxes on this amount, which is $60,534/yr x 24% = $46,006/yr.
77.2K views5 months ago
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ETFs that you can’t miss in 2026 📈💵 Tired of working hard but still drawing in debt? Comment “REFRAME” and I'll show you the financial systems that took me from bankrupt to millionaire! #personalfinance #budgetingtips #paychecktopaycheck #moneyhabits | Brenda Jones
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ETFs that you can’t miss in 2026 📈💵 Tired of working hard but still drawing in debt? Comment “REFRAME” and I'll show you the financial systems that took me from bankrupt to millionaire! #personalfinance #budgetingtips #paychecktopaycheck #moneyhabits | Brenda Jones
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3 Ways to make your kid a millionaire 💵🪙 Want more ways to build wealth for your family? Comment “REFRAME” to join a community of smart women trying to achieve financial freedom! #finance #personalfinance #womeninbusiness #wealth #ugma #rothira #indexfunds | Brenda Jones
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3 Ways to make your kid a millionaire 💵🪙 Want more ways to build wealth for your family? Comment “REFRAME” to join a community of smart women trying to achieve financial freedom! #finance #personalfinance #womeninbusiness #wealth #ugma #rothira #indexfunds | Brenda Jones
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What’s the difference in their budgeting styles? 💸💎 Ready to stop living in a scarcity mindset? Comment “REFRAME” for the wealth-building framework working women are using to build wealth! #finance #personalfinance #womeninbusiness #wealth #budgetingtips #payyourselffirst | Brenda Jones
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What’s the difference in their budgeting styles? 💸💎 Ready to stop living in a scarcity mindset? Comment “REFRAME” for the wealth-building framework working women are using to build wealth! #finance #personalfinance #womeninbusiness #wealth #budgetingtips #payyourselffirst | Brenda Jones
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How to find this number 💰 💰 Pick your target monthly spend, including housing, food, travel, and health. Multiply by 12. 💰 Use the 4% rule. You can roughly withdraw 4% of your investments per year. 💰 Example: $5,000 per month = $5,000 x 12 = $60,000 a year. If you want $60,000/year = $60,000/0.04 = $1,500,000 💰 Choose one core fund. Use a broad, low-fee index fund like S&P 500. 💰 Turn on dividend reinvest. 💰 Automate on payday and review every year. #retirementplanning #firemovement #fina
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How to find this number 💰 💰 Pick your target monthly spend, including housing, food, travel, and health. Multiply by 12. 💰 Use the 4% rule. You can roughly withdraw 4% of your investments per year. 💰 Example: $5,000 per month = $5,000 x 12 = $60,000 a year. If you want $60,000/year = $60,000/0.04 = $1,500,000 💰 Choose one core fund. Use a broad, low-fee index fund like S&P 500. 💰 Turn on dividend reinvest. 💰 Automate on payday and review every year. #retirementplanning #firemovement #fina
36K views5 months ago
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How to spend your money in 2026? 💳 Want your money to finally start working for you? Comment “REFRAME” and I’ll show you how to buy the asset before you buy the thing! #finance #personalfinance #womeninbusiness #wealth | Brenda Jones
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How to spend your money in 2026? 💳 Want your money to finally start working for you? Comment “REFRAME” and I’ll show you how to buy the asset before you buy the thing! #finance #personalfinance #womeninbusiness #wealth | Brenda Jones
358 views6 months ago
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Welcome to the world of Designer Brenda L Jones. Here’s an inside look at my dressmaking process as I design and construct my Christmas party dress—crafted with intention, detail, and style. | Brenda L Jones
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Welcome to the world of Designer Brenda L Jones. Here’s an inside look at my dressmaking process as I design and construct my Christmas party dress—crafted with intention, detail, and style. | Brenda L Jones
1.2K views5 months ago
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We celebrated Soror Brenda Jones’ 80th Birthday, affectionately known as”Mama Brenda”, in a special way yesterday. We love you!!🕊️💙🤍 #weareBAZ #zetaphibetasororityinc #finerinflorida | Beta Alpha Zeta Chapter -Zeta Phi Beta Sorority
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The 7 moves I wish I knew at 25 💸📈 Step #6: Stop paying cash for travel: Use bank/hotel/airline cards (Chase, Amex, Hyatt, etc.) to subsidize travel. ⤷ Pick one ecosystem (e.g., Chase Ultimate Rewards) and one co-brand that fits your travel pattern (e.g., Hyatt). ⤷ Open 1-2 core cards, hit the sign-up bonus with planned spending only, and autopay in full. ⤷ Track points and annual fees in a simple sheet and set a calendar reminder to evaluate before the fee posts next year. Step #7: Investing:
503 views6 months ago
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🌹 The rose that grew from the concrete. Proof that beauty, strength, and art can rise from anywhere. 🌹 Dress by Brenda L Jones Brand Brendaljonesclothing Designed with sculpted structure and 3D roses, this rose Christmas dress was created to be different. Unique. Intentional. I wanted to walk into the room as art itself. | Brenda L Jones
1K views5 months ago
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Mom smelled my rot, grabbed duct tape, sealed my door. She never checked on me.
180 views2 weeks ago
YouTubeBrenda Jones
2:58
Mom and Mina go shopping, leave my corpse. I’m a ghost floating invisible.
450 views1 month ago
YouTubeBrenda Jones
2:56
I whispered truth and got shocked. Mina lied and got Mom’s affection.
300 views1 month ago
YouTubeBrenda Jones
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Remembering The Big DM's Brenda Jones (1985) | Jobman Caravan
1.5K viewsApr 24, 2025
YouTubeSouth Carolina ETV
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April 27, 2026
388 views1 month ago
YouTubeBrenda Jones
2:56
You can’t replace the real CEO
426 views1 week ago
YouTubeBrenda Jones
5:22
Dedicated Leadership #inspiredtoinspire #leadership | Brenda Jones
270 views7 months ago
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SHARE—- SHARE ——SHARE Let’s get it, Let’s get it!!!! VOTE FOR CHANGE!!! Vote Dr. Brenda Jones —- WARD 2 —- City Commissioner | Brenda Jones
275 views7 months ago
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Let the Church say Amen, let the Church say Amen, God has spoken so let the Church say Amen!!!! | Brenda Jones
91 viewsMar 6, 2025
FacebookBrenda Jones
2:57
Dead husband, living queen
852 views1 week ago
YouTubeBrenda Jones
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