Retirees should understand how required minimum distributions (RMD) are calculated.

As the former head of the Pooled Plan practice at a major record keeper, I had hundreds of conversations with advisors, consultants, TPA’s, pooled plan providers, fund partners and others looking to ...

What Are Retirement Distribution Options? Retirement distribution options refer to how individuals can withdraw funds from their retirement accounts, such as 401(k) plans, individual retirement ...

Once that money is distributed, you can use it as you please. So if I don't need my RMDs to cover bills, part of my plan is ...

The IRS charges an excess accumulation penalty if a retirement account owner or beneficiary does not withdraw the required minimum distribution (RMD) for the year.

IRS Publication 571 offers detailed guidelines on tax-sheltered annuities for 403(b) plans, including contributions, rollovers, and distribution rules.

The newly issued Revenue Ruling 2025-15 clarifies income tax withholding and reporting rules for uncashed retirement plan checks. Generally, adjustments or refunds of income tax withheld on a ...

New research found participants with flexibility were 35% more likely to remain in-plan three years after retirement and held larger average balances than those without. With more than 4 million ...

Year-end is when many employees and executives choose how much of next year's income to put away for the future via nonqualified deferred compensation (NQDC) plans. Nonqualified deferred compensation ...