How the Fair Credit Reporting Act (FCRA) Protects Consumer Rights

The Fair Credit Reporting Act (FCRA) is the federal law regulating the collection of consumers’ credit information and access ...
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Employer That Violates Consumer Reporting Act Is Liable For at Least $10,000 per Violation

Before beginning employment with Wal-Mart, Tina Parsonage executed a “Background Report Disclosure” form that authorized Wal-Mart to conduct a background check on her. Three years later, Parsonage ...
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New York State Amends the New York State Fair Credit Reporting Act to Limit the Use of Credit Reports in Employment

On Dec. 19, 2025, Governor Kathy Hochul signed Senate Bill S03072 (the Amendment) into law, amending the New York State Fair Credit Reporting Act to restrict the use of consumer credit history for ...